Home Buying Quiz How much do you know about home buying? Enter your contact information to get started. Email Name Phone Number 1. How much do you need to purchase a home?3.5%0% to 10%20%2. What is the minimum credit score when purchasing a home?7206455803. Can some people use their retirement account to purchase a home without penalty?YesNo4. Are there first time home buyer programs in Maryland & Washington DC?Yes. State and local jurisdiction programs are available.No programs availableYes, Only State programs5. What is an earnest money deposit?A deposit you make with your offer on a house.A bribe, to winThe total amount in your bank account.Time is Up!